

Commercial insurance in Spain
Commercial responsibility obligations for businesses and self-employed persons
Helvetia Commercial
For sales and tradesmen, enterprises with workshop or warehouse.
Helvetia Offices
For professional offices (banks, accountants, solicitors, estate agents, insurance...)
Helvetia Services
For service providers (restaurants, doctors' offices, bars, ice cream shops, cafes, bodegas, pubs...)
Protection for their business, including the site
Options:
- Fire
Fire, explosion, smoke damage. - Water damage (rain, flooding, water damage)
Water damage to materials and inventory, search and inventory, repairs. - Exceptional athmospheric events (storms, hail, snow, lightning)
Damage to equipment and inventory. - Damage through vandalism
Damage to equipment and inventory. - Breakages
Glass. - Commercial Liability
People-product assembly, property-tenant liability. - Burglary - Theft
Theft of goods, materials, inventory, cash. Damage to the building as result of a burglary. Repair of locking systems. - Electrical damage
Damage to equipment and computers. - Loss of earnings
Payment of fixed costs due to damage with temporary loss of business. - Legal assistance
Support by Helvetia solicitors for complaints. - Transport of goods